Michael Duncan

Twenty years of helping Springfield, MO families buy their homes

Mike has been in the mortgage business for more than 20 years. He ran a branch for Allied Home Mortgage for five years, then joined USA Mortgage in 2011 and has been there since. He works out of the Springfield office on South Lone Pine Avenue and helps buyers across Springfield, Nixa, Republic, and Ozark, MO.

He handles FHA, VA, USDA, conventional, construction, and rehab loans, and he works with a lot of first-time buyers. He starts with your situation and matches the loan to it, not the other way around.

The loans other lenders turn down are the ones Mike is known for. One Strafford homeowner had two properties on a single mortgage at one address. Other banks said it could not be done. Mike refinanced it. A first-time buyer in Clever expected buying a house to be a giant hassle. Mike worked around her and her fiancé’s schedules and closed their USDA loan. An Ozark buyer who needed to close as early as possible got exactly that, with fair closing costs and no surprises at the table.

Mike puts it this way: he wants to be your lender for life. Clients say the same things about him over and over. He picks up the phone. He explains every step. He follows up himself after you apply. One family wrote that he came to their closing and fixed a problem right at the table so they could sign that day.

Outside the office, Mike spends his time with family, on the boat, and in the garden.