Springfield, MO Mortgage Loan Originator
Know what you may qualify for before you start house hunting.
Michael “Mortgage Mike” Duncan walks Springfield, MO area buyers through FHA, VA, USDA, and conventional loans. He answers his own phone and stays with you from application to closing day.
Trusted by local homebuyers
Sound familiar?
- You’re not sure whether you’ll qualify, or for how much.
- Nobody has walked you through what a VA or USDA loan covers.
- Your last lender was a name on an email, and you could never get a person on the phone.
- You want someone local who knows the Springfield, MO market.
Those are the questions Mike answers first, before you write an offer.
A loan option for many kinds of buyers
Mike starts with your situation, then matches the loan to it.
FHA Loans
For eligible buyers seeking low down payment options and flexible credit requirements.
VA Loans
For veterans, active-duty service members, and eligible surviving spouses using the home loan benefit they earned.
USDA Loans
For eligible homes in the rural and small-town areas around Springfield, MO.
Conventional Loans
For qualified homebuyers, with a variety of down payment and term options available.
Refinancing
An honest read on whether refinancing saves you money right now, with the math in front of you.
New Construction
Financing for buyers purchasing or building a new home.
A reputation built one closing at a time
Here’s what his clients say after closing.
“Mike has helped us with our original home purchase and our refinance. He always kept us informed of every step and never took more than a day to get back to us. He told us our options and helped us choose the best course of action for our goals.”
“Mike Duncan did a great job walking us through the loan process. He did a fantastic job communicating with us as we went through the transaction and his knowledge helped make the process less stressful. I am very pleased with the service he provided and will definitely recommend Mike to friends and family.”
“Mike said he would take care of us and he did! He made the process for us very simple. We always knew what documents we needed to provide. He took time to educate us about the process and he was always open to questions.”
Questions buyers ask Mike first
- What do I need to apply?
- Documents may include W-2s, tax returns, pay stubs, bank or retirement statements, and identification, depending on your loan program and financial situation.
- What happens after I apply?
- Mike follows up with you himself to go over your options and answer your questions.
- What will my loan cost?
- Your rate and costs depend on your credit, your down payment, the loan program, and the home itself. Mike walks you through the numbers for your situation before you commit to anything.
- What areas does Mike serve?
- Springfield, Nixa, Republic, Ozark, and the surrounding area. His office is at 4112 S Lone Pine Ave in Springfield.
- When is the office open?
- Monday through Friday, 9 AM to 5 PM. Closed Saturday and Sunday.
Talk to Mike
Call or send a message. You’ll hear from the person who handles your loan, start to finish.